There is a good chance that everyone, at some point in their life, will need to borrow money. Piedmont Credit Union is a safe and secure place for our members to borrow and save their money.  Whether it is to buy your first car, re-model your house, or to pay for a child's education, your credit union has a loan for you at a great interest rate. Click here to apply.

Auto, Truck, & SUV Loans

Piedmont Credit Union offers great rates on new and used vehicles.  Great rates translates directly into lower payments.  You can easily deduct loan payments from your Direct Deposit or Payroll Deduction.


Mortgage Loans

PIedmont Credit Union can tailor a refinance or purchase loan to fit each borrower’s unique circumstances. ... keep reading...

Home Equity Loans & Lines of Credit

A Piedmont Credit Union Home Equity Line of Credit is an excellent way for members to obtain money needed for large projects, purchases, or expenses. It utilizes the equity built up in your house and, like any mortgage loan, the interest paid on this type of loan is tax deductible. It is a great way to consolidate debt, buy a second home, buy a car, or pay for home improvements. ... keep reading...

Personal Loans

Have you ever found yourself with unexpected expenses? Do you need to buy a new computer? A Piedmont Credit Union personal loan may be just what you need.

There are several types of personal loans available, including Christmas Loans, Vacation Loans, Computer Loans, and Educational Loans.

Personal Loans

Funds can be used for any legal purpose that you can imagine. Here is a brief list.

Boat, Motorcycle, & Recreational Vehicle Loans

Whether you're riding across town on your motorcycle, or across the country in your RV, Piedmont Credit Union has a loan to help you get there!

Boats, RV, & Motorcycles financed elsewhere can be refinanced with PCU, often lowering your payments so you have more money to spend on fun.


Optional Loan Protection - Insurance, GAP, Breakdown Coverage

Piedmont Credit Union offers several loan add-on's to provide you with peace of mind.  There is affordable credit disability insurance and affordable credit life insurance. There is also Guaranteed Auto Protection (GAP) to ensure that your car loan will be paid off in an accident.  Below is an explanation of these various optional loan services.

Computer Loans

  • Funds can be used to purchase a new computer system.
  • Direct Deposit or Payroll Deduction Payments to fit your unique pay schedule.
  • Maximum amounts as high as $10,000.

Educational Loans

  • Funds can be used for any post secondary education.
  • This is not a Federal Student Loan
  • Direct Deposit or Payroll Deduction Payments to fit your unique pay schedule.
  • Optional Credit Life and Credit Disability Insurance
  • Maximum amounts as high as $10,000.

Vacation Loans - Pay for that Getaway

This loan is offered during the Summer months.