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Coins Newsletter - Fall 2015

In this issue...


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Skip A Payment

Effective January 1, 2016, Piedmont Credit Union will offer you the option to skip a loan payment without impacting your credit rating! Skip-A-Pay gives you the option to defer two monthly payments each calendar year on any eligible PCU loan. For your convenience, you can choose the month that works best for you (excluding back-to-back payments/consecutive months). PCU should receive your Skip-A-Pay request and confirm your eligibility at least (7) business days before the loan due date. Each Skip-a-Pay request is $25.00 and for your convenience can be deducted from your savings (share) or checking (share draft) account or added to your loan. If your loan is paid through internal transfer, payroll deduction, or ACH setup by the credit union the payment stays in your account, making it available for you when you need it. Interest and any charges for disability, and/or life insurance will continue to accrue for any skipped month, and the final loan payment will include such charges. Loan payments can be skipped for loans paid by ACH transfer created by another financial institution, but PCU is not responsible if the ACH transfer or your bill payment is not cancelled in time and the payment is processed.

*Deferment of payment will extend the life of the loan and may cause an increase in the final payment amount. This offer does not apply to real estate secured loans, business loans, certificate secured loans, line of credit loans, credit card or non-eligible consumer loans, those loans with an invalid mailing address, share accounts with a value of less than $25.00 and/or a negative balance. To qualify the loan(s) must be in good standing and current at the time of request; must have a minimum of 5 months of payment history; cannot be paid ahead more than 60 days; and the monthly loan payment must be at least $100.00.

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Breast Cancer Talk 

 

Date: October 21st
Location: Franklin Turnpike Branch
Time: 5:30pm

We’ll have representatives from the Danville Diagnostic Imaging Center, the Patient Coordinator from Danville Regional, a counselor for stress management skills, testimonials, and many other speakers. Light hor d’oeuvres will be served.  


Free Community Event

Do you like games? Free food? Door Prizes? Then this is one event you don’t want to miss! Enjoy an evening under the lights, and have some old fashion family fun with us. By the end of the night we are going to be introducing a new friend of the credit union that your children will adore.

Door Prizes include: 32’’ TV, Beats by Dre Headphones, gift cards, and more

Date: October 16, 2015
Time: 6pm-8pm
Location: Franklin Turnpike Branch

   

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Join the A-Team

Does your child or grandchild have at least one A (or equivalent score) on their report card? Submit their report card and we will add them to our A-Team! Every person on the A-Team will be listed on our website, and every quarter we will have a drawing to award a student with a $25.00 gift card.

*Student must be in Kindergarten-12th grade. Students of public, private, or home school are all welcome to submit their grades. Student must either be a PCU member or a child or grandchild of a PCU member. To submit a copy of the student’s report card please bring a copy to a branch or email a copy to ateam@piedmontcu.org.

 

 


Employee Spotlight

A few of the friendly faces you find at Piedmont CU are celebrating their anniversary with us.

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Upcoming Holiday Closings

Columbus Day - October 12 - Closed
Veterans Day - November 11 - Closed
Thanksgiving - November 26 & 27 - Closed
Christmas - December 24 & 25 - Closed
New Year’s Eve - December 31 - Closing at 12:30
New Year’s Day - January 1 - Closed

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Piedmont Credit Union
(434)797-1954
1-800-367-3328
www.piedmontcu.org
NMLS #402961

Piedmont Credit Union
Danville | Mount Hermon
South Boston
www.piedmontcu.org
(434) 797-1954
1-800-367-3328
Tel. Teller: 1-844-879-7143
Routing/Transit #251480453

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