share certificate

Share Certificates

A Share Certificate is a term based account with a fixed interest rate.  The term "Certificate of Deposit" or "CD" is often applied to it.  This type of account guarantees a specific interest rate for a specific term such as 6 months, 12 months, or even as long as 5 years. Because of this and early withdrawal fees the interest rates on Share Certificates is much higher than that of a Regular Share Savings.


  • Dividends post monthly which increases compound interest earnings.
  • Automatic renewal.
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