Coins Newsletter - Fall 2011

In this issue of Coins you will find information about the all new Member Advantage Club, a How-To on obtaining your credit report, NetBranch upgrades and how to win an iPad2!
Read about these topics and more in the latest edition of Coins! ... keep reading...

Financial Health Day

Date and Time: 
Feb 26, 2011 - 10:00am - 2:00pm

Come and get a check-up on your finances at our very first Financial Health Day!

  • Free credit report analysis!
  • Free Budget & Savings Planning!
  • Free Tax Preparation Services! (please call for appointment)
  • Door Prizes Too!

CU Youth Savings Week

Date and Time: 
Apr 18, 2010 (All day) - Apr 24, 2010 (All day)

Piedmont CU is joining with credit union across the nation to celebrate Youth Savings Week!  In fact we're extending it for the entire month.  Youth members of Piedmont CU (24 and under) are invited to participate simply by making a deposit of any amount to their saving account during the month of April.  Each time they do so they will be entered into a drawing to win one of three prizes.  New youth members are also entered into the drawing. ... keep reading...

Money Market Accounts

Money Market Accounts are a special type of savings account which offer…

  • A dividend rate comparable to a Share Certificate (CD).
  • The funds accessibility of a regular savings account.
  • Limited check writing privileges.
  • The safety, soundness and stability of a federally insured deposit in an institution that you already know and trust.

You might consider a Money Market Account if… ... keep reading...

Financial Calculators

Piedmont Credit Union is pleased to provide these financial calculators free of charge to our members and guests. ... keep reading...

Christmas Club Accounts

Do you go into debt every year to pay for all the expenses associated with the Holiday Season?  Do you have a difficult time saving for Christmas or do you plan to purchase something really big and expensive next year?  If this describes you then you might very well benefit from a Christmas Club.

You may deposit to your Christmas Club little by little through Direct Deposit or Payroll Deduction.  Or you can always deposit extra money to it too.  You can change the automatically deposited amount at any time.

Special Share Savings

This account is almost exactly like a Regular Share Savings account.  It gives members an option of having a second share savings that cannot be accessed by an ATM or Check Card.  This account is good for short term savings that you expect to need access to more than a few times per year.

Individual Retirement Accounts (IRA's)

Planning for retirement is something that most of us only think about when it is too late to make much of a difference.  A Roth or Traditional IRA are wonderful ways to save money to supplement your retirement. Piedmont Credit Union offers IRA Certificates.  You should always consult a trusted tax advisor when making decisions about retirement.

Typical use of a Piedmont Credit Union IRA

Share Certificates

A Share Certificate is a term based account with a fixed interest rate.  The term "Certificate of Deposit" or "CD" is often applied to it.  This type of account guarantees a specific interest rate for a specific term such as 6 months, 12 months, or even as long as 5 years. Because of this and early withdrawal fees the interest rates on Share Certificates is much higher than that of a Regular Share Savings.


  • Dividends post monthly which increases compound interest earnings.
  • Automatic renewal.
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