Is My Money Used Responsibly?

"I'd like to know a little bit about how PCU invests its members' money. How much of it goes to low-interest rate loans to families in the region? Is the credit union purposeful about its outreach to less well-off parts of town or does it try to make its members the most money possible by giving high-rate loans? I'm not sure what other specific questions to ask, but if someone could address the general question of 'Is my money used responsibly?', it'd be great. Thanks so much for taking time to do this."

Dear Nik,
I wish every member asked these kinds of questions! ... keep reading...

Protection for Your Checking Account

Have you ever forgotten to write down when you’ve used your Check Card or written a check? Every day people pay the price for such simple, honest mistakes on their account. Fortunately, there is a safety net for just this situation! The Overdraft Line of Credit. Click Read more below. ... keep reading...

Loan Due Date Changes

If you have a loan with Piedmont Credit Union you may have noticed a change in your due date during the month of September 2009.  A letter of explanation was enclosed in your September account statement.  The letter is also attached to this article.  The change was required in order for the credit union to comply with new legislation which was passed earlier in 2009.  If you have a loan with the credit union please take a few minutes to read the letter.

New Online Loan Application

Applying for a loan with your credit union has never been easier!  Now members and future members can apply right here on our website.  Click here to apply for a loan.

Click here to read about who is eligible to join Piedmont Credit Union.

Financial Calculators

Piedmont Credit Union is pleased to provide these financial calculators free of charge to our members and guests. ... keep reading...

Vacation Loans - Pay for that Getaway

This loan is offered during the Summer months.

Educational Loans

  • Funds can be used for any post secondary education.
  • This is not a Federal Student Loan
  • Direct Deposit or Payroll Deduction Payments to fit your unique pay schedule.
  • Optional Credit Life and Credit Disability Insurance
  • Maximum amounts as high as $10,000.

Computer Loans

  • Funds can be used to purchase a new computer system.
  • Direct Deposit or Payroll Deduction Payments to fit your unique pay schedule.
  • Maximum amounts as high as $10,000.

Personal Loans

Have you ever found yourself with unexpected expenses? Do you need to buy a new computer? A Piedmont Credit Union personal loan may be just what you need.

There are several types of personal loans available, including Christmas Loans, Vacation Loans, Computer Loans, and Educational Loans.

Personal Loans

Funds can be used for any legal purpose that you can imagine. Here is a brief list.

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