Loans

There is a good chance that everyone, at some point in their life, will need to borrow money. Piedmont Credit Union is a safe and secure place for our members to borrow and save their money.  Whether it is to buy your first car, re-model your house, or to pay for a child's education, your credit union has a loan for you at a great interest rate. Click here to apply.

Auto, Truck, & SUV Loans

Piedmont Credit Union offers great rates on new and used vehicles.  Great rates translates directly into lower payments.  You can easily deduct loan payments from your Direct Deposit or Payroll Deduction.

Features

Mortgage Loans

Piedmont Credit Union now offers full service mortgage lending! ... ... keep reading...

Home Equity Loans & Lines of Credit

A Piedmont Credit Union Home Equity Line of Credit is an excellent way for members to obtain money needed for large projects, purchases, or expenses. It utilizes the equity built up in your house and like any mortgage loan, the interest paid on this type of loan is tax deductible. It is a great way to consolidate debt, buy a second home, buy a car, or pay for home improvements. ... keep reading...

Personal Loans

Have you ever found yourself with unexpected expenses? Do you need to buy a new computer? A Piedmont Credit Union personal loan may be just what you need.

There are several types of personal loans available, including Christmas Loans, Vacation Loans, Computer Loans, and Educational Loans.

Personal Loans

Funds can be used for any legal purpose that you can imagine. Here is a brief list.

You Can Still Get A Christmas Loan!

Did you run up a Holiday balance on a high interest credit card?  Pay it off with a Piedmont CU Christmas Loan at only 9.5%!

Christmas Loans feature... ... keep reading...

VISA Credit Cards

Did your current credit card change things up on you?  Did your rate increase? Did your limit decrease? Is there a new annual fee?

Now is a great time to consider a credit card with your Piedmont Credit Union! Our rates are NOT increasing.  Our limits are NOT decreasing.  There has NEVER been an annual fee and there are NO plans to start charging one.  It's the same great credit card its always been!

Boat, Motorcycle, & Recreational Vehicle Loans

Whether you're riding across town on your motorcycle, or across the country in your RV, Piedmont Credit Union has a loan to help you get there!

Boats, RV, & Motorcycles financed elsewhere can be refinanced with PCU, often lowering your payments so you have more money to spend on fun.

Features

Optional Loan Protection - Insurance, GAP, Breakdown Coverage

Piedmont Credit Union offers several loan add-on's to provide you with peace of mind.  There is affordable credit disability insurance and affordable credit life insurance. There is also Guaranteed Auto Protection (GAP) to ensure that your car loan will be paid off in an accident.  Below is an explanation of these various optional loan services.

"Green" Auto Loans

Piedmont Credit Union offers a discounted rate for new or used vehicles that are rated at 40 miles per gallon or better. Many economical and alternative fuel vehicles are more costly than conventional vehicles and this is one way that your credit union is encouraging you to drive a more fuel efficient vehicle.

It is important to note that not all alternative fuel vehicles will qualify for the PCU rate discount. Only those that are rated at 40mpg or better.

Computer Loans

  • Funds can be used to purchase a new computer system.
  • Direct Deposit or Payroll Deduction Payments to fit your unique pay schedule.
  • Maximum amounts as high as $10,000.