Coins - Summer 2011

In this issue...


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Piedmont CU Now Offers Full Service Mortgage Lending

Piedmont Credit Union now offers full service mortgage lending through Member Options!  Member Options specializes in credit union mortgage lending.  They score high on customer surveys not only for providing outstanding service, but because they can tailor a refinance or purchase loan to fit each borrower’s unique circumstances. With options such as flexible down payments, competitive rates and fixed and adjustable programs, members can be sure that they will be provided the best option for their particular needs. When a credit union member applies for a mortgage through Member Options, a representative stays with the member throughout the entire loan process, making sure everything goes smoothly.

Contact Sandra Strader or Miracle Hopkins for information about...

  • First Mortgages
  • Pre-Approvals
  • Refinances
  • House Purchases
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Your Financial Puzzle

As of June 8th the national average auto loan rates were 5.43% for new and 6.5% for used according to Bankrate.com. Just to exercise our math skills a bit we de c i de d t o compare the average Piedmont CU auto loan to the national average. Our average auto rates during April and May were 3.864% for new and 4.715% for used. By financing auto loans at their member-owned Piedmont Credit Union our members saved an average of $1,124 on each new auto loan and $412 on each used auto loan. Annually that translates to $211/year on each new auto and $110/year on each used auto.

Saving money on your auto loans is just one piece of the puzzle.
Consider the money and time you can save by making use of the entire gamut of credit union services. Share Draft (Checking) Accounts, Billpay, and VISA Check Cards are free. Direct Deposit coupled with automatic transfers can help you repay loans and set money aside without ever missing it. IRA's & Safe Deposit Boxes give you peace of mind for the future and keep important items safe. Of course, loan rates at the credit union are almost always better than other alternatives. And just this month Piedmont Credit Union has begun to offer full service mortgage lending.

Take a fresh look at all our services and see which pieces of your financial puzzle fit just right at Piedmont Credit Union!

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Where Do I Even Start On My Financial Puzzle?

If you don't know where to start with your personal financial puzzle, very soon you'll have someone to call for help. Beginning August 1, 2011 Piedmont CU will team up with Greenpath Debt Solutions to offer even more access to money management and financial education services. Through Greenpath, members can receive free and confidential  assistance with:

  • Personal and family budgeting
  • Understanding your credit report or improving your score
  • Personal money management
  • Debt Repayment
  • Avoiding bankruptcy, foreclosure and repossession

Look for more about this great new benefit in the next edition of Coins!

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What's Behind The Mystery Tag?

When you scan this tag with your phone it will link to a short, fun video.  Follow the simple instructions there for a chance to win a Target gift card.

But watch out... for the Shrinking Payment Ray!

You don't have to scan this tag, you can just click on it to watch the Mystery Tag video.  But if you see a tag on paper you can scan it with the free Tag Reader app from Microsoft.  http://gettag.mobi.

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The 21st Century Crook

We take great measures to protect our physical bodies. We wear seat belts, bike helmets, and wear sunscreen. Some of us go a little further and make regular visits to the doctor and even try to eat healthy. But how many of us are truly serious about protecting our virtual selves. In this day and age, your very identity is the target of the 21st century crook. Click here to read more of this story...

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Magician Reveals Secrets at PCU Annual Meeting!

Click here to watch our favorite local magician reveal on of his secrets to the kids at our Annual Meeting last May.  Can you guess the real secret?  It's not the magic trick!

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Save Money On Your Mobile Bill With CU Wireless

Here's another great benefit just for Piedmont CU members. We are pleased to join forces with CU Wireless to offer simple, low-cost mobile phone service to you, our members. Plans have no activation fees and start at just $9.99 a month. A contract is not required. CU Wireless also offers Minute Guard, a free service that tracks how many minutes you have
used and notifies you before you go over your plan's allotment.

To save money on your mobile phone bill, give CU Wireless a call at 877-818-3656 or visit www.piedmontcu.org/cuwireless.

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Piedmont CU to Host Charity Disc Golf Tournament ~ Sept. 10, 2011

This Piedmont CU is working with the Danville Disc Golf Association to host a charity disc golf tournament. Disc golf is a wonderful game that is growing rapidly in popularity due to its low cost and ease of play. The play is similar to golf, but instead of using clubs and little white balls, players try to throw a disc similar to a Frisbee into a special basket apparatus. Its not as easy as it sounds, but it’s great fun! Our tournament is scheduled for September 10th at Ballou Park. Check on our website for more details as they become available.

Don’t have any golfing discs? No problem! Register early to receive a free disc! (While supplies last.)

Visit www.DanvilleDiscGolf.com to see some disc golfers in action.
Click here for a pretty good introductory video to disc golf.

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Employee Anniversaries

Congratulations to...

  • Deborah Powell, 16 years
  • Amanda Foster, 2 years
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Upcoming Events and Holidays

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