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CHRISTMAS CLUBS

Do you go into debt every year to pay for all the expenses associated with the Holiday Season?  Do you have a difficult time saving for Christmas or do you plan to purchase something really big and expensive next year?  If this describes you then you might very well benefit from a Christmas Club.

You may deposit to your Christmas Club little by little through Direct Deposit or Payroll Deduction.  Or you can always deposit extra money to it too.  You can change the automatically deposited amount at any time.

Christmas Clubs may be opened between October 15th and February 28th of the following year.  Each year on October 15th, the funds in your Christmas Club will automatically transfer to your Share Savings account.  It then stays in Share Savings until you need it.  Piedmont CU club accounts renew automatically every year.

MEMBER ADVANTAGE CLUB

Ever Feel Like You're At A Disadvantage?

Do you find yourself coming up short paying for things like vacations, semi-annual taxes or anniversaries?  Or do you have trouble saving up for big purchases & down payments?  If so then you should consider a Member Advantage Club.  It's a special savings account that gives you an advantage over those habits that, until now, have kept your savings in check!

Here's how it works!  You put money into the account as often as you like.  You can withdraw funds from it up to four (4) times per calendar year.  So the Member Advantage Club provides two things.

  1. A safe place to store your money that is ear-marked for a specific purpose.
  2. Limited account access so that the funds are not 'accidentally' spent.

You can make deposits to the account any way you like.  Direct Deposit is a great way to build up your savings without even noticing it!  Just take the amount you need to save and divide it by however many paydays you have between now and when you need the money.  That tells you how much you need to set aside to make your Member Advantage Club work for you!

If you have ever used a Vacation Club then you understand this type of account completely.  There is no ATM access and withdrawals must be made in person with a Piedmont CU teller.

Turn the tables and get an advantage!  Call or come by our office and start a Member Advantage Club today!