Christmas Shopping Tip

Here's my favorite Christmas shopping Tip of 2009.  Know what you want to buy BEFORE you go to the store.  When people go shopping without a clearly defined  goal or a predefined budget they dramatically increase the chances that we'll spend too much money or make the dreaded Impulse Purchase.

Here's a bonus Christmas shopping tip...  ... keep reading...

"Why Save Money?" or "Bad Things Happen in Threes!"

"Bad things happen in threes!"  At least that's what the refrigerator repairman said.  It all started when we went on vacation to Gatlinburg, TN with my family which lives mostly out of town.  It was a great trip!  We stayed up late playing dominoes(I won rather handily BTW).  We got stuck on a mountainside and had to engineer our way down.  The drive wasn't even that bad either.  This was one of the best vacations in recent memory.  When we arrived at home at 10pm on New Years Day it all unravelled!  Before I had gotten out of the car ... keep reading...

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