Account Rates
Money Market Accounts
Effective Date:
January 1, 2012
Balance Requirements:
See details.
Rate:
0.50% - 0.65%
APY or APYE:
0.50% - 0.65% Details:
|
Min. Balance to Earn Dividends |
APY |
APYE |
| $1,000. - $9,999.99 | 0.50% | 0.50% |
| $10,000. - $49,999.99 | 0.55% | 0.55% |
| $50,000. or Greater | 0.65% | 0.65% |
Individual Retirement Accounts (IRA's)
Effective Date:
January 1, 2012
Balance Requirements:
See details.
Rate:
0.65% - 2.00%
APY or APYE:
0.65% - 2.02% Details:
| Type of IRA / Term |
Min. Balance to Earn Dividends |
APY |
APYE |
| IRA Shares | $50. or greater | 1.00% | 1.00% |
| 6 Months | $1,000. | 0.65% | 0.65% |
| 1 Year | $1,000. | 1.00% | 1.01% |
| 2 Year | $1,000. | 1.15% | 1.16% |
| 5 Year | $1,000. | 2.00% | 2.02% |
6 Month Share Certificate
Effective Date:
January 1, 2012
Balance Requirements:
$1,000.
Rate:
0.65%
APY or APYE:
0.65% Details:
Early Withdrawal Penalty: 3 Month's Dividends.
2 Year Share Certificate
Effective Date:
February 1, 2012
Balance Requirements:
$1,000.
Rate:
1.05%
APY or APYE:
1.06% Details:
Early Withdrawal Penalty : 6 Month's Dividends.
1 Year Share Certificate
Effective Date:
January 1, 2012
Balance Requirements:
$1,000.
Rate:
1.00%
APY or APYE:
1.01% Details:
Early Withdrawal Penalty : 3 Month's Dividends.
Share Drafts (Checking)
Effective Date:
January 1, 2012
Balance Requirements:
See details.
Rate:
0.15% - 0.40%
APY or APYE:
0.15% - 0.40% Details:
|
Min. Balance to Earn Dividends |
Rate |
APY |
| $300. - $2,999.99 | 0.15% | 0.15% |
| $3,000. or greater | 0.40% | 0.40% |
Regular Share Savings
Effective Date:
January 1, 2012
Balance Requirements:
See details.
Rate:
0.25% - 0.45%
APY or APYE:
0.25% - 0.45% Details:
|
Min. Balance to Earn Dividends |
Rate |
APY |
| $50. - $499.99 | 0.25% | 0.25% |
| $500. - $4,999.99 | 0.40% | 0.40% |
| $5,000. or greater | 0.45% | 0.45% |
Club Accounts
Effective Date:
January 1, 2012
Balance Requirements:
$50.
Rate:
0.25%
APY or APYE:
0.25% Details:
Applicable to Christmas Clubs, Vacation Clubs, and Summer Clubs.
5 Year Share Certificate
Effective Date:
February 1, 2012
Balance Requirements:
$1,000.
Rate:
1.85%
APY or APYE:
1.87% Details:
Early Withdrawal Penalty : 6 Month's Dividends.
All deposit account rates are subject to change.
