Financial Calculators

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Piedmont Credit Union is pleased to provide these financial calculators free of charge to our members and guests.

These calculators are for information purposes. Important financial decisions should not be based solely on input from these calculators.

In most web browsers you may print calculator output by typing "Ctrl-P".

Click here for a list income tax rates from the IRS
Personal Finance & Loan Calculators
Simple Loan Calculator Fixed Loan Scratchpad
How much car can I afford? How long will it take to payoff my credit cards?
How long would it take to payoff my loan? What payment will it take to payoff my credit cards?
What is the future value of a dollar? What interest rate would I need?
How much can I borrow? What would my payments be?
Retirement Calculators
Traditional IRA Calculator Roth IRA Calculator
Traditional IRA Deposit Calculator Roth IRA Deposit Calculator
Simple Spending Calculator How long could I make withdrawals?
What rate of return would I need? How much would I need to start with?
How much could I withdraw each month? Quick Retirement Plan Analysis
Compare Two Pension Options Compare Two Payout Options
Survivor Needs Analysis  
Savings & Investment Calculators
How can I save a million dollars? Simple Savings Goal Calculator
How much money could I save? What rate of return would I need?
How much would I need to start with? How much would I need to save each month?
How long must I save for a major purchase? How long will it take to double my money?
Mortgage & Real Estate Loan Calculators
Is refinancing my house a good idea? Compare Two Mortgage Loans
Could I use a consolidation loan? Should I buy or rent my house?
What would I save if I made monthly pre-payments? What would be my monthly pre-payment?
How much house can I afford? How much house can I qualify for?
What would I save with bi-weekly mortgage payments? What effect do rate and down payments have?
Fixed vs. Adjustable Rate What are my payments for a fixed rate loan?
What is my mortgage payoff amount? What are my payments for an adjustable rate loan?
General Life Calculators
Education Funding Estate Planning
Retirement Plan Analysis Disability Planning